Improving Your Bank's CRA Rating Made Easy
Bankers have a new, innovative way to boost their CRA rating while accessing millions in aggregate FDIC insurance across network banks using the IntraFi Cash Service.
Learn more from a brief article on why ACT is a savvy decision for placing your bank's funds.
IIntraFi is not an FDIC-insured bank, and deposit insurance covers the failure of an insured bank. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. Certain conditions must be satisfied for “pass-through” FDIC deposit insurance coverage to apply.
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The ACT Deposit Program was developed by the Community Development Bankers Association (CDBA) and the National Bankers Association (NBA) with support from IntraFi®. These organizations have worked together for 20 years to serve banks in raising funds used to increase lending in underserved communities.
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Use of the ACT Deposit Program within ICS is subject to the terms, conditions, and disclosures in the applicable agreements, including the ACT Appendix to the IntraFi Participating Institution Agreement.
Use of an IntraFi service is subject to the terms, conditions, and disclosures in the applicable program agreements. Deposits placed through an IntraFi service that are placed at FDIC-insured banks in IntraFi’s network are eligible for FDIC deposit insurance coverage at the network banks. The depositor may exclude banks from eligibility to receive its funds. To meet the conditions for pass-through FDIC deposit insurance, deposit accounts that hold deposits placed using an IntraFi service are titled, and deposit account records are maintained, in accordance with FDIC regulations for pass-through coverage. IntraFi, ICS, the IntraFi logo, and IntraFi Cash Service are registered service marks, and Advancing Communities Together, and ACT are service marks, of IntraFi LLC.