Socially Responsible Deposits That
Make a Difference
Your deposits can impact communities in need while supporting your socially responsible investing goals. Access millions of dollars in aggregate FDIC insurance across IntraFi® network banks and bolster funding for community lending while working directly with one bank of your choosing.
Note: See bank list; IntraFi is not a bank; FDIC covers banks;
pass-through conditions apply.
Download our information sheet to learn more.
A win-win for your company
and community
Keeping your large cash balances secure and support community growth through the Advancing Communities TogetherSM Deposit Program. This special program was developed in cooperation with the Community Development Bankers Association (CDBA) and National Bankers Association (NBA).
A list identifying IntraFi network banks can be found at www.IntraFi.com/network-banks.
Deposit placement in the ACT Deposit Program within ICS (“Program”) is subject to the terms, conditions, and disclosures in the applicable agreements, including the ACT Addendum to the Deposit Placement Agreement. A portion of a deposit placed in the Program may be allocated to IntraFi network banks that are not community development financial institutions or minority depository institutions. The interest rate earned on Program deposits will likely be lower than the interest rate available on deposits outside of the Program. Deposits that are placed through an IntraFi service at FDIC-insured banks in IntraFi’s network are eligible for FDIC deposit insurance coverage at the network banks. The depositor may exclude banks from eligibility to receive its funds. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA before settlement for deposits or after settlement for withdrawals or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through an IntraFi service satisfies any restrictions on its deposits. IntraFi, ICS, and IntraFi Cash Service are registered service marks, and the IntraFi logo, Advancing Communities Together and ACT are service marks, of IntraFi LLC.
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