An Alternative to Treasuries That Offers Safety, Returns, and Convenience
A smart cash management solution
An Alternative to Treasuries that Offers Safety, Returns, and Convenience
Smart cash management solutions from IntraFi
An Alternative to Treasuries That Offers Safety, Returns, and Convenience
IntraFi: A smart cash management solution
Tens of thousands of depositors have protected billions of dollars using ICS and CDARS from IntraFi.
As global markets shift alongside individual priorities, Treasuries may not offer the blend of security, returns, and liquidity that are right for your cash management needs. Using IntraFi’s services via your local bank, your large cash balances are secured by dividing them across network banks in amounts under $250,000, ensuring they are eligible for FDIC insurance. No one has ever lost a penny of FDIC-insured funds.
Using ICS®, the IntraFi Cash Service®, deposits can be placed in demand deposit accounts or money market deposit accounts for easy access to funds. You can also use CDARS®, the Certificate of Deposit Account Registry Service®, to have your funds placed into CDs instead.
Earn returns that are comparable to Treasuries and government money market mutual funds with flexible liquidity options, and keep it simple by working directly with just one local bank of your choosing.
IntraFi is not an FDIC-insured bank, and deposit insurance covers the failure of an insured bank. A list identifying IntraFi network banks may be found here. Certain conditions must be satisfied for “pass-through” FDIC deposit insurance coverage to apply.
What depositors say
We need things as simple as they can be. That’s how we started with ICS and CDARS. Been with them since 2008.
My boss has an ‘on top of it’ philosophy. ICS gives us a single statement and we know we’re protected, and where the money has been transferred to. The service was made for someone like him.
I was looking for a flexible investment vehicle that I could use for a special need we had. With ICS and CDARS, I found safety, flexibility, and yield — all in one place!
Deposit placement through an IntraFi service is subject to the terms, conditions, and disclosures in applicable agreements. Deposits that are placed through an IntraFi service at FDIC-insured banks in IntraFi’s network are eligible for FDIC deposit insurance coverage at the network banks. The depositor may exclude banks from eligibility to receive its funds. To meet conditions for pass-through FDIC deposit insurance, deposit accounts at FDIC-insured banks in IntraFi’s network that hold deposits placed using an IntraFi service are titled, and deposit account records are maintained, in accordance with FDIC regulations for pass-through coverage. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA before settlement for deposits or after settlement for withdrawals. The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through an IntraFi service satisfies any restrictions on its deposits. IntraFi, the IntraFi hexagon, ICS, IntraFi Cash Service, Certificate of Deposit Account Registry Service, and CDARS are registered service marks of IntraFi LLC.