Looking to protect your large-dollar CD deposit and earn CD-level rates?
Banks that offer services from IntraFi® set the CD rates they offer, which allows them to price competitively for their local markets. CD rates often compare favorably to Treasury and government money market mutual fund rates.
CD rates are just one factor.
Choose a CD product that offers returns, safety, and convenience.
Especially for large cash balances, consider whether your CD offers the security you need.
With CDARS, you can access FDIC insurance on large deposits through IntraFi's network of banks.
One Bank, One Rate, One Statement®
And, you work with a single bank, earn one rate per maturity, and get one easy-to-read statement detailing all of your placements. Yes, you can say goodbye to managing multiple bank relationships to obtain coverage above the FDIC standard maximum deposit insurance amount of $250,000. Ask your bank or find a local bank that offers CDARS.
Learn more about CDARS and how it works
Find a Bank that Offers Services from IntraFi
Hear what others say about services from IntraFi
An important motivator in our using a single bank is that the business is a cash business, and every day we must make trips to the bank as the company collects money from customers on a daily basis. Many still pay in checks. Having one bank to work with [using services from IntraFi] makes it much easier.
President
Wine & Spirit Importer
I have found participation in CDARS to be simple and a time saver. We earn very competitive interest rates on our investments while freeing up staff time. We were in CDARS during our last audit and passed with flying colors!
Christine J. Johnson
Treasurer, Dekalb County, IL
Deposit placement through CDARS or ICS is subject to the terms, conditions, and disclosures in applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through CDARS or ICS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. IntraFi Cash Service and the IntraFi hexagon are service marks, and IntraFi, ICS, and CDARS are registered service marks, of IntraFi Network LLC.