Do you keep bank balances over $250K?
Responsible cash stewardship requires safety and reliability. Here's the easiest way to keep large cash balances safe.
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Deposit placement through CDARS or ICS is subject to the terms, conditions, and disclosures in applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to pro-tect such balances consistent with applicable law and must determine whether placement through CDARS or ICS satisfies any restrictions on its deposits. The depositor may exclude banks from eligibility to receive its funds. IntraFi, ICS, and CDARS are registered service marks, and IntraFi Cash Service and the IntraFi hexagon are service marks, of IntraFi Network LLC.