RETHINK UNISURED DEPOSITS
It’s easy to access millions in aggregate FDIC insurance across network banks on large cash deposits
Feel confident, even during tumultuous economic times, that your deposit above $250,000 is secure.
You can protect your large-dollar deposit with IntraFi Cash Service®, or ICS®, and CDARS®. Using ICS and CDARS, your large deposit is divided and placed into deposit accounts at participating IntraFi® network banks in amounts under $250,000, making your large deposit eligible for FDIC insurance. Tens of thousands of safety-conscious bank customers place billions of dollars through ICS and CDARS.
A list identifying IntraFi network banks may be found here. IntraFi is not an FDIC-insured bank, and deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for “pass-through” FDIC deposit insurance coverage to apply.
20+ years of tested, trusted deposit solutions from IntraFi.
- Work directly with one bank (of your choosing) to access millions in aggregate FDIC insurance from network banks
- Rest easy, as no one has ever lost a penny of FDIC-insured funds
- Pick from a variety of liquidity options
- Put your money to work earning returns
Ask your bank if it offers IntraFi services or find one that does.
A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. Deposit placement through an IntraFi service is subject to the terms, conditions, and disclosures in applicable agreements. Deposits that are placed through an IntraFi service at FDIC-insured banks in IntraFi’s network are eligible for FDIC deposit insurance coverage at the network banks. The depositor may exclude banks from eligibility to receive its funds. To meet the conditions for pass-through FDIC deposit insurance, deposit accounts at FDIC-insured banks in IntraFi’s network that hold deposits placed using an IntraFi service are titled, and deposit account records are maintained, in accordance with FDIC regulations for pass-through coverage. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA before settlement for deposits or after settlement for withdrawals or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through an IntraFi service satisfies any restrictions on its deposits.