Offering Trusted Deposit Solutions for 24+ Years

 

 

Unlock More Opportunity

 

Partnering with IntraFi® gives your bank more than access to the #1 deposit network — it delivers a critical strategic advantage. IntraFi delivers the scale, security, and simplicity to help your institution grow deposits, strengthen liquidity, and deepen customer relationships — without compromise. 

Access the power of unmatched capacity and the highest deposit placement limits in the industry. Because we process billions of dollars in deposits daily, our solutions are engineered to be scalable, secure, and consistent.  

Gather deposit funding that works on and off balance sheet to match your liquidity needs in everyday market conditions as well as times when there is extreme funding demand or extreme liquidity and falling rates

Deepen relationships with safety-conscious clients by offering access to the highest levels of FDIC insurance across network banks in the industry — all through a single banking relationship.

 

Here for Banks

Thousands of banks rely on IntraFi’s industry-leading services to grow deposits, manage liquidity, and build stronger balance sheets. From our technology to our dedicated team of experts, IntraFi is built to endure.  

 

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 IntraFi is not an FDIC-insured bank, and deposit insurance covers the failure of an insured bank. A list identifying IntraFi network banks can be found at www.IntraFi.com/network-banks. Certain conditions must be satisfied for “pass-through” FDIC deposit insurance coverage to apply.  

Deposit placement through an IntraFi service is subject to the terms, conditions, and disclosures in applicable agreements. Deposits that are placed through an IntraFi service at FDIC-insured banks in IntraFi’s network are eligible for FDIC deposit insurance coverage at the network banks.  The depositor may exclude banks from eligibility to receive its funds.  To meet the conditions for pass-through FDIC deposit insurance, deposit accounts at FDIC-insured banks in IntraFi’s network that hold deposits placed using an IntraFi service are titled, and deposit account records are maintained, in accordance with FDIC regulations for pass-through coverage. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA before settlement for deposits or after settlement for withdrawals or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through an IntraFi service satisfies any restrictions on its deposits. IntraFi and the IntraFi logo are registered service marks of IntraFi LLC.